First Time Buyer Mortgages with RLB Financial

Opening the door to your first home, specialising in new build properties & new build schemes for the employed and self-employed

Embarking on the journey of purchasing your first home is a momentous occasion, brimming with aspirations and a profound sense of accomplishment. At RLB Financial, we're not merely mortgage advisers; we're your steadfast partners dedicated to transforming those aspirations into a splendid reality. Our mission is to furnish first-time buyers like you with the acumen, backing, and financial solutions that unlock the door to your inaugural home.


Bespoke Mortgage Planning

Your personal circumstances are as individual as you are, and your mortgage plan should reflect this. We invest time to understand your long-term ambitions, lifestyle, and fiscal health to craft a mortgage strategy that harmonises with your future prospects.


  • Customised Advice: Bespoke, jargon-free guidance that resonates with your individual journey.


  • Flexible Consultations: We accommodate your schedule, offering consultations in person, via telephone, or through video call.


  • Continued Support: Even after you've secured the keys to your new abode, we remain at your disposal to answer queries and provide ongoing financial counsel.

Unlocking Opportunities with Government Schemes

At RLB Financial, we believe in making homeownership accessible to everyone. Explore various government schemes that cater to diverse needs and financial situations, allowing you to step onto the property ladder with confidence.

Right to Buy

For eligible council or housing association tenants, the Right to Buy scheme presents a unique opportunity to purchase their rented property at a discount. Our

team guides you through the process, ensuring a seamless transition to homeownership.

Shared Ownership

Shared Ownership offers a flexible pathway to owning a home, allowing you to purchase a share of the property while paying rent on the remaining portion. As your

circumstances evolve, our experts assist in increasing your

ownership stake.

First Home Scheme

The First Home Scheme is designed to support first-time buyers by providing financial assistance. Our advisors help you navigate this scheme, making your first home purchase a reality with tailored solutions.

95% - 100% Mortgages

Achieving homeownership with a limited deposit is possible through 95% - 100% mortgages. RLB Financial collaborates with lenders offering these mortgages,

ensuring you have access to the financing you need to secure your dream home.

Expert Guidance Every Step of the Way

Our team specialises in government-backed schemes and mortgage solutions, providing:


  • In-Depth Consultation: We assess your eligibility and preferences torecommend the most suitable government scheme or mortgage option.


  • Application Assistance: From Right to Buy to securing a high percentage mortgage, we guide you through the application process with expertise.


  • Transparent Advice: We communicate clearly about the benefits, potential challenges, and implications of each scheme, ensuring you make informed decisions.

Commence Your Journey with Assurance

Set out on your first-time buyer adventure equipped with the expertise and encouragement of RLB Financial. Our amiable professionals are prepared to simplify the mortgage process and commemorate each milestone with you. Initiate your venture with a no-obligation consultation to deliberate your aspirations and explore how we can facilitate their realisation.

Secure Your Future Today

Do not let the intricacies of the mortgage labyrinth deter you from anchoring your future. Engage with RLB Financial for a streamlined and supportive route to acquiring your first home. Your dream dwelling is within grasp, and we’re eager to assist you in turning the key.

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